An equipment equity loan follows the same concept as a home equity loan, but uses equipment you own as collateral instead. Equipment equity loans allow you to grow your business, purchase new equipment and restructure existing debt. At Heartland, we are proud to offer equipment equity loans to business owners regardless of bad credit or no credit. If you currently own a piece of equipment and wish to use the equity for cash, we can get you the money you need quickly and simply. After your application is submitted, approval can take 24 hours or less with loan terms lasting anywhere from 36 to 60 months. So what are you waiting for? Don’t let your bad credit prevent you from growing your business. Apply online today for an equipment equity loan with Heartland Wisconsin Corp.